Borrowing Capacity Calculator
Interest rates, income and expenses all play a role in what you can borrow.
Use our quick Borrowing Capacity Calculator to see where you stand. If the numbers work, you can book a free 15-minute chat to explore your lending options.
No obligation. Just a smart way to start.
Ready to talk? Click ‘Book an Appointment’ and we’ll guide you through your next steps.
With 45+ Lenders on our panel, our lending specialists are spoilt for choice when it comes to finding you the best solution.











Amazing experience, highly recommend Joel’s services. my family has used Joel for 20 years and I have now personally been using Joel since 2019, and I can’t recommend him enough. Professional, amazing team at 3Finance, always making sure to achieve the best possible outcome.
Nic R

AWESOME TEAM!!!! I have had dealings numerous times with Joel and his team of hard-working, highly competent and efficient brokers and have yet again been dazzled by their abilities!!!!! I cannot recommend this mob highly enough.
19 out of 10!!!!
Brendan C

Spectacular. Joel & the 3Finance team went above and beyond to make our experience stress free to find the perfect family home. They were reliable, honest and operated with integrity I recommend them to anyone who is looking for their perfect home.
Nothing but positive feedback.
Chelsea M
Contact Us
We take a holistic approach when assessing your financial situation to ensure we understand your situation, explain all of your options, provide you with the best possible advice for your circumstances, and work with you to implement and execute the plan.
hello@3finance.com.au
1300 787 054
1300 787 056
Shop 10, 2 Belmont Street Swansea NSW 2281
AIIS Finance Pty Ltd t/as 3Finance - ACL 395976 | Compliments & Concerns.